Your Journey
Buying Your Next Home
Whether you are upsizing, downsizing, or relocating, your next move deserves the same care as your first.
An Overview
Buying your next home comes with different considerations than your first. You may be selling a property, managing equity, or navigating a simultaneous close. Our loan officers help you think through the timing, financing, and logistics so your next move feels as smooth as possible — whether you are upsizing, downsizing, or relocating.
Common Goals
- Evaluate your current home's equity and how to use it
- Determine if you should buy or sell first
- Explore financing options for your next property
- Manage timing for a simultaneous or sequential close
- Understand the tax and financial implications
What to Expect
- A strategic conversation about timing and equity
- Bridge loan and contingent offer guidance where relevant
- Clear comparison of programs and terms
- Coordination with your listing and buyer agents
The Path Forward
Assess Your Equity
We review your current home's value and equity to understand your purchasing power.
Plan the Timeline
Decide whether to buy first, sell first, or pursue a simultaneous close.
Get Pre-Approved
Secure financing for your next home with a clear understanding of your budget.
Close and Move
We coordinate with all parties to make your transition as seamless as possible.
Recommended Programs
ConventionalConventional Loans
A flexible, popular option for buyers with solid credit and a steady down payment.
Learn more
JumboJumbo Loans
Financing above conforming loan limits for higher-priced homes.
Learn more
Non-QMBank Statement Loans
Self-employed borrowers can qualify using bank statements instead of traditional income documentation.
Learn more
Non-QMAsset Depletion Loans
Leverage your accumulated assets to qualify — ideal for borrowers with significant wealth but limited monthly income.
Learn more
SpecialtyRenovation Loans
Finance the home and the improvements in a single loan — buy, renovate, and build equity.
Learn moreSpecialists in This Journey
Brett Roesch
Mortgage Loan Officer
Brett Roesch is a dedicated Senior Loan Officer and military veteran committed to helping families achieve the American dream of homeownership. With personal experience using VA benefits, he specializes in guiding servicemembers and local residents through the lending process in Washington and Oregon.
Angela Valdez
Operations Manager Mortgage Loan Officer
With over 16 years of experience, I am dedicated to helping families across Oregon and Washington achieve their homeownership dreams. As a Loan Officer and Branch Operations Manager at One Eleven Mortgage, I combine deep expertise with personalized care to ensure a seamless lending experience.
Keri Vincent
Mortgage Loan Officer
As a Loan Originator with One Eleven Mortgage, I am dedicated to providing clear, honest guidance to help my clients feel confident throughout their homebuying journey. I prioritize building lasting relationships and am committed to supporting you from our first conversation through to closing.
Next Step
Ready to Move Forward?
Connect with Kahren who understands this journey and can help you evaluate your options.