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Michael Folger

Your Mortgage Guide

Michael Folger

Mortgage Loan Officer

NMLS #2377940 Portland, OR
Licensed In: OR, WA

A Note From Michael

I'm Mike, I want to help empower you to make smart financial decisions with your mortgage. I love helping people achieve their dream of homeownership through a home loan and working out difficult scenarios. People need help navigating the process of buying a home or knowing the right time to refinance without inauthentic salesmanship. I think the best way to do that is to help give them the knowledge they need to make often confusing information coherent. I define success by the metric of how knowledgeable I can make my clients without convoluting the process. I'm always looking for easier ways to explain things and help make my clients more confident in the decisions they will make. I'm a Portland area native and in my free time I am the most Portland man imaginable and love to collect vintage clothing, books, furniture, go on hikes at the coast or the gorge, see live music, and visit all kinds of local restaurants. I love going to Texas to visit family and traveling any chance I get. I have a dog named Biscuit who is my protector, my knight in shining armor. He's also a poodle cavalier mix. I like having fun and not taking some things too seriously because as a professional I take my job very seriously. Responsiveness, education, problem solving, and a helpful, constructive experience are things that are incredibly important to me. I look forward to having a chance to work together and am excited for each one of my clients more than the last!

"I define success by how knowledgeable I make my clients, turning complex financial information into the confidence needed to make the right decision for your future."

Specialties

Unique Property FinancingManufactured HomesRural & Manufactured HomesFirst-Time HomebuyersInvestors

Service Area

Portland Metro · Willamette Valley · Salem · Oregon Coast · Southwest Washington · Vancouver · Camas · Washougal · Ridgefield · Battle Ground · Longview · Throughout Oregon & Washington · Pacific Northwest

Communication: Phone, Text, Email, Video call

Resources Quick Links

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Beyond the Desk

A Glimpse Into Michael's World

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Selected Client Reviews

What Michael's Clients Say

"Michael helped ease my mind on the home buying process!"

MRE Photos

with Michael Folger

Client testimonial
"Michael and his team were really great throughout the process of buying our home! 10/10 recommend!"

TimShop

with Michael Folger

Client testimonial
"I had a great time working with Michael. He was very knowledgeable and always thought out of the box throughout the whole transaction."

Vivian La Rocca

with Michael Folger

Client testimonial

Schedule

Ready to Talk With Michael?

Send a quick note and Michael will reach out to schedule a conversation.

  • No pressure, no obligation
  • A real conversation about your goals
  • Clear next steps, every time

Or reach Michael directly

Phone(971) 400-7582Emailmike@111mtg.com
OfficePortland, OR
Licensed InOR, WA

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Mortgage Loan Officer

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