Getting Ready

Buying a home can be both an exciting and overwhelming experience.

Not sure where to begin?

The process of buying a home is exciting and can also seem overwhelming. I’m here to guide you through all of your mortgage options, so you are as confident as possible. Gaining a thorough understanding of the homebuying process can help ensure a smooth and positive experience.

Myself and my team at UMortgage are here to answer all of your questions, help you clarify your role in the homebuying process and explain all you’ll need to know to help you along the path to homeownership.

Together we will strategize a plan of action to get you financed and on your way to homeownership. As your guide, I encourage any questions you may have and look forward to answering them along your journey.

– Kahren Oxner

3 Simple Steps:


Fill Out My Online Application


Obtain Your Credit Report


Gather Your Income Documents

It’s that easy! Get Started >

Identify Your Homebuyer Journey

I understand that no two of my clients are alike. My mortgage guides are specific to different homebuyer or homeowner situations and will help you get mortgage ready:

1st Time Homebuyer

Will this be your first time purchasing a home? No sweat.

Learn More

Moving Up

When you’re ready to take that next step, we’re here for you.

Learn More


They say size isn’t everything. Let’s review your options.

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Love the home you’re in? Let’s make it even better.

Learn More

Ready to Get Started?

If you’d like my help getting started, click on the Free Consultation link below. If you’re ready to go, click Apply Now!

Kahren Oxner

Senior Loan Officer | NMLS #590552

(503) 453-6849