Downsizing

Time to downsize? I have loan options like condo loans and reverse mortgages to meet your financial needs.

Bigger isn’t always better

When it’s time to downsize, it’s important to know all of your mortgage options at this stage in your homebuyer journey. My team and I are experienced in finding our clients the right loan for their desired property.

I have loan programs that can help you purchase a condo, purchase a property using a reverse mortgage, or buy a home in a retirement community. If you would like to receive cash from your home equity, I have a program that lets homebuyers, 62 and above combine the proceeds of the sale of their current home with a down payment to purchase a new home and not make loan payments as long as they live there (conditions apply).

I look forward to helping you along the way. I’m here to answer any questions you may have and look forward to guiding you in making sound decisions for your financial future.

– Kahren Oxner

Downsizing Tips:

  • Know your options. Contact me to get an overview of loan programs for your unique situation.
  • Know how much you can spend. Within reason, it is great to come in with an idea of how much you can afford.
  • Get pre-approved and get your pre-approval letter. When making an offer on a home, this is a must!
  • Timing the sale of your old home and the purchase of your new home, properly. This is where having a great Real Estate Agent comes in. Let me know if I can help with a referral!

Downsizing Loan Program Ideas

Interested in getting familiar with a few loan programs that I often use to help downsizers? Let’s take a look!

Conventional

Home Loans

Diverse set of products for variety of situations…

FHA

Home Loans

Lower down payments, easier approvals…

Renovation

Home Loans

Finance or refinance with money for renovations…

Reverse

Mortgages

Settle in comfortably for retirement…

Ready to Get Started?

If you’d like my help going over your home loan options, click on the Free Consultation link below. If you’re ready to go, click Apply Now!

Kahren Oxner

Senior Loan Officer | NMLS #590552

(503) 453-6849