1st Time Homebuyer

Buying your 1st home can be both an exciting and overwhelming experience. Count on me to guide you through it.

Buying your 1st home?

The process of buying your 1st home is both exciting and possibly overwhelming. If you plan ahead and know all of your mortgage options, it doesn’t have to be. Gaining a thorough understanding of the homebuying process can help ensure a smooth and positive experience.

I’ve helped many 1st time homebuyers navigate the complexities of their first mortgage and I’m looking to do the same for you. You can start on the path towards a successful transaction by reviewing the tips and information I have compiled on this page.

Together we will strategize a plan of action to get you financed and on your way to homeownership. Because I’m your guide and not your saleswoman, I encourage any questions you may have and look forward to answering them.

– Kahren Oxner

1st Time Homebuyer Tips:

  • Know your credit score! Contact me to request your free credit report.
  • Know how much you can spend. Within reason, it is great to come in with an idea of how much you can afford.
  • Get pre-approved and get your pre-approval letter. When making an offer on a home, this is a must!
  • Avoid making any large purchases. Pay your bills on time. Don’t quit or change jobs.

1st Time Homebuyer Loan Program Options

Interested in getting familiar with a few loan programs that I often use to help 1st time homebuyers? Let’s take a look!


Home Loans

Diverse set of products for variety of situations…


Home Loans

Lower down payments, easier approvals…


Home Loans

Finance or refinance with money for renovations…


Home Loans

100% financing in designated rural areas…

Ready to Get Started?

If you’d like my help going over your 1st time homebuyer options, click on the Free Consultation link below. If you’re ready to go, click Apply Now!

Kahren Oxner

Senior Loan Officer | NMLS #590552

(503) 453-6849